Certification
Appraisals and Insurance Valuations
A grading report describes quality; an appraisal assigns a monetary value for insurance.
Types of value
Retail replacement value (for insurance), fair market value (for resale or estates) and liquidation value differ significantly.
Choosing an appraiser
Use a credentialed, independent appraiser (e.g., GIA Graduate Gemologist, ASA or ISA member). Re-appraise every 2–3 years.
Verification tools & references
Every Riakoob piece arrives certified, insured and covered by our 12-month value promise.
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